History and Overview

Lucky for Life is a multi-state lottery game in the United States, launched on March 11, 2012. It is available in various states across the country, offering players the chance to win significant lifetime prizes. The game is known for its unique top prize of $1,000 per day for life and a second prize of $25,000 per year for life, making it a favorite among lottery enthusiasts.

How to Play

Playing Lucky for Life is straightforward and easy to understand. Here’s a step-by-step guide:

1. Choose Your Numbers:

   • Players select five main numbers from a pool of 1 to 48.
   • Additionally, players select one Lucky Ball number from a pool of 1 to 18.

2. Purchase a Ticket:

   • Tickets can be purchased at authorized retailers in participating states.
   • Each standard entry costs $2.00.

3. Quick Pick Option:

   • Players can choose their own numbers or opt for a Quick Pick, where the numbers are randomly generated by the lottery terminal.

4. Multi-Draw Option:

   • Players can opt to play the same numbers for multiple draws in advance.

Draw Time

• Draw Days: The Lucky for Life draws take place twice a week, every Monday and Thursday.
• Draw Time: Draws are held at 10:38 PM ET (Eastern Time).

Prize Structure

The Lucky for Life game features ten prize tiers, with the top two prizes providing lifetime payments. Here’s a breakdown of the prize structure:

1. Top Prize:

   • Match 5 numbers + Lucky Ball: $1,000 per day for life.
   • Winners can choose a lump-sum cash option instead of lifetime payments.

2. Second Prize:

   • Match 5 numbers: $25,000 per year for life.
   • Winners can choose a lump-sum cash option instead of lifetime payments.

3. Other Prizes:

   • Match 4 numbers + Lucky Ball: $5,000
   • Match 4 numbers: $200
   • Match 3 numbers + Lucky Ball: $150
   • Match 3 numbers: $20
   • Match 2 numbers + Lucky Ball: $25
   • Match 2 numbers: $3
   • Match 1 number + Lucky Ball: $6
   • Match Lucky Ball only: $4

Odds of Winning

The odds of winning in the Lucky for Life game vary by prize tier:

• Top Prize: 1 in 30,821,472
• Second Prize: 1 in 1,813,028
• Third Prize: 1 in 143,356
• Fourth Prize: 1 in 8,433
• Fifth Prize: 1 in 3,413
• Sixth Prize: 1 in 201
• Seventh Prize: 1 in 250
• Eighth Prize: 1 in 15
• Ninth Prize: 1 in 50
• Tenth Prize: 1 in 32

Claiming Prizes

• Small Prizes: Can be claimed at any authorized retailer.
• Larger Prizes: Must be claimed at a lottery office in the state where the ticket was purchased.
• Lifetime Prizes: Require special arrangements for claiming, and winners may need to provide identification and proof of ticket purchase. Winners may also need to choose between annuity payments or a lump-sum option.

Important Points

• Players must be 18 years or older to participate.
• Tickets must be purchased before the cut-off time on draw days, typically at 10:30 PM ET.
• Winnings are subject to federal and state tax regulations, and players should consult with a tax advisor if they win significant amounts.

Lucky for Life offers an exciting and unique opportunity to win life-changing prizes twice a week. With the chance to win $1,000 per day or $25,000 per year for life, it provides a steady stream of income that can transform the lives of the winners while also contributing to good causes supported by the participating states’ lotteries.